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ERP Access

Lending · Voyont

UCC filing at portfolio scale

ERP Access is part of the team building Voyont, a low-cost UCC filing and lien-lifecycle service for lenders and debt buyers. File, amend, assign, terminate and prove thousands of liens without doing them one at a time.

The problem

Lenders and debt buyers carry liens across dozens of states and thousands of counties. Filing, amending, assigning and terminating each one is slow, manual work, and warehouse lenders and their verification agents want proof that every filing was actually recorded.

When a loan portfolio changes hands, the work multiplies: every lien needs an assignment, and every one has to be confirmed.

What Voyont does

  • State filings. UCC-1 financing statements and UCC-3 amendments, assignments and terminations.
  • County fixture filings. Fixture filings submitted electronically to the counties that accept them.
  • Bulk intake. Secure upload of a whole portfolio file, parsed and routed row by row to the right state or county.
  • Retrieval and verification. The as-recorded copy comes back and is checked against what was submitted, so you have proof of filing on demand.
  • Portfolio transfers. Bulk UCC-3 assignments for debt buyers acquiring loan portfolios.

Our part

ERP Access builds the bulk intake, routing and verification layer: the secure upload, the parsing and routing of each record, the return path for recorded copies, and the submitted-versus-recorded check. The same rule applies here as everywhere we work: AI reads, code verifies, people handle exceptions.

Status: in development. The first release covers the states and highest-volume counties our launch customers file in today.

File UCCs at volume?

If you’re a lender, servicer or debt buyer, we’d like to hear how you file and prove liens today.